|
|
 |
Western Union Money Transfer
|
|
About Western Union : Western Union is a global leader in money transfer services, with a history of pioneering service dating back more than 150 years. Western Union continues today to help consumers and businesses transfer money. Consumers can quickly and easily transfer money to more than 225,000 Western Union Agent locations in over 195 countries and territories worldwide - the largest network of its kind. With about $3 billion in revenue, Western Union remains an industry leader with an eye toward providing fast and reliable money transfer services.
Western Union Financial Services, Inc. is a subsidiary of First Data Corp.(NYSE: FDC).
Reliability : Western Union has offered its customers electronic money transfer for over 130 years. Each transfer can be tracked using a money transfer control number, ensuring that your money is available to be paid out quickly and only by your receiver.
Speed : Money is available for collection just minutes* after it is send. Western Union uses advanced technology and our unique worldwide computer network for immediate payout in more than 190 countries and territories around the world.
Convenience : Senders and receivers can go to one of over 2,00,000** locations worldwide to collect or send money. It is not necessary to have a bank account. Many agent locations offer convenient hours of service throughout the week, throughout the year.
To Receive Money :
# Fill in the "To Receive Money" form.Indicate the country the money was send from, the name of the sender and the amount you are expecting.
# Give the Western Union agent the form and an photo identification document.
# The Agent will give you the money and a receipt.
# If the sent amount will be exceed of Rs.50,000/-(INR), then the amount must be paid in "Account Pay Cheque" only.
Mandatory Details :
# Name of the person who has sent money.
# Place from where the money was sent.
# Money Transfer Control Number (MTCN : 10 DIGITS)
# Any one of the below mentioned Photo Identification :
~ Passport
~ Driving Licence
~ Voter's Card
~ PAN Card
~ Army Card
~ Student ID
~ Refugee Card
~ Bank Passbook
~ Police Department ID
RBI Guidelines : Only 12 transactions per person per calendar year and maximum transfer allowed in a single transactions not to exceed equivalent of US $2500/-.
# Subject to hours of operation and difference in time zone
# In Certain countries, the send money service is not available, customers can only receive money.
In addition to the transfer fee applicable to this transaction, a currency exchange rate set by Western Union will be applied. The exchange rate applied by Western Union provides customers with less foreign currency per dollar than Western Union receives when it obtains foreign currency. Western Union keeps the difference.
|
| |
General Insurance :
Whatever your need, we have a insurance plan that's made for you.
Foreign travel, be it a holiday or business or studies is always exciting.And you would want nothing to mar your trip. But the unexpected can happen. In a foreign country you are vulnerable since costs are higher and your financial resources limited. Additionally, you do not have the emotional and financial support of friends and family, close at hand.
To ensure your travel is exciting and happy, ICICI Lombard offers you a comprehensive range of travel insurance plans, catering to specific individual needs, covering any eventually.
ICICI Lombard General Insurance Company Limited is a 74:26 joint venture between ICICI Bank Limited and the US-based $ 26 billion Fairfax Financial Holdings Limited. ICICI Bank is India's second largest bank, while Fairfax Financial Holdings is a diversified financial corporate engaged in general insurance, reinsurance, insurance claims management and investment management.
Lombard Canada Ltd, a group company of Fairfax Financial Holdings Limited, is one of Canada's oldest property and casualty insurers. ICICI Lombard General Insurance Company received regulatory approvals to commence general insurance business in August 2001.
Overseas Travel Insurance :
Platinum Plan - Introduction : A comprehensive travel insurance plan that charges customers on 'Pay Per Day' basis as against slab basis and also covers medical and home insurance to offer maximum benefit to the customers.
No health check up upto 70 years of age. In case of insurance cover for senior citizens between 71 years to 85 years of age please email us at shalinweb@shalinoverseas.com. The policy will be extended for the insured aged above 70 years only after obtaining fresh medical reports.
Buy insurance policy with your ICICI Bank Credit Card and pay premium at interest free installments. Click here to know more.
Gold Plan - Introduction : A perfect holiday or a business trip can be ruined by an unexpected baggage loss or delay, personal accidents or financial emergencies. To ensure that you are not left stranded in any such circumstances, secure yourself at just a fraction of the cost of your trip.
No health check up upto 70 years of age. In case of insurance cover for senior citizens between 71 years to 85 years of age please email us at shalinweb@shalinoverseas.com. The policy will be extended for the insured aged above 70 years only after obtaining fresh medical reports.
Buy insurance policy with your ICICI Bank Credit Card and pay premium at interest free installments. Click here to know more.
Silver Plan - Introduction : With a cost-effective pure health cover, you can now be at peace with all your medical expenses covered while you are abroad.
No health check up upto 70 years of age. In case of insurance cover for senior citizens between 71 years to 85 years of age please email us at shalinweb@shalinoverseas.com. The policy will be extended for the insured aged above 70 years only after obtaining fresh medical reports.
Buy insurance policy with your ICICI Bank Credit Card and pay premium at interest free installments. Click here to know more.
Bronze Plan - Introduction : The Bronze Overseas Travel plan is a no frill cost effective plan for people traveling to neighboring countries only. It is generic in nature and covers the basic needs of a short distance traveler.
The Bronze plan is applicable only for the following countries - Pakistan, Nepal, Bangladesh, Sri Lanka, Bhutan, Singapore, Hong Kong, China, Myanmar, Thailand, Philippines, Korea, Malaysia, Taiwan, Vietnam, Laos, Cambodia, UAE, Saudi Arabia, Kuwait, Qatar, Bahrain, Oman and Yemen.
No health check up upto 70 years of age. In case of insurance cover for senior citizens between 71 years to 85 years of age please email us at shalinweb@shalinoverseas.com. The policy will be extended for the insured aged above 70 years only after obtaining fresh medical reports.
Buy insurance policy with your ICICI Bank Credit Card and pay premium at interest free installments. Click here to know more. |
| For General Travelers |
| |
Platinum |
Gold |
Silver |
Bronzeˆ |
| 1 |
Medical Cover* |
US$ 50,000
to
US$ 500,000 |
US$ 50,000
to
US$ 500,000 |
US$ 50,000
to
US$ 500,000 |
US$ 15,000 |
| 2 |
Daily allowance in case of hospitalisation $ |
US$ 25
(for 5 days) |
- |
- |
- |
| 3 |
Dental Treatment* |
US$ 250 |
US$ 250 |
US$ 250 |
- |
| 4 |
Repatriation of Remains |
US$ 7,000 |
US$ 7,000 |
US$ 7,000 |
US$ 2,500 |
| 5 |
Passport Loss** |
US$ 200 |
US$ 200 |
- |
US$ 200 |
| 6 |
Checked Baggage Loss |
US$ 500 |
US$ 500 |
- |
US$ 300 |
| 7 |
Checked Baggage Delay+ |
US$ 100 |
US$ 100 |
- |
US$ 100 |
| 8 |
Personal Accident |
US$ 15,000 |
US$ 15,000 |
- |
- |
| 9 |
Personal Liability |
US$ 100,000 |
US$ 100,000 |
- |
US$ 50,000 |
| 10 |
Financial Emergency Assistance |
US$ 300 |
US$ 300 |
- |
- |
| 11 |
Hijack Distress Allowance+ |
US$ 125
per day
(7 days max) |
US$ 125
per day
(7 days max) |
- |
- |
| 12 |
Trip Cancellation & Interruption* |
US$ 500 |
- |
- |
- |
| 13 |
Missed Connection* |
US$ 500 |
- |
- |
- |
| 14 |
Trip Delay* |
US$ 500 |
- |
- |
- |
| 15 |
Home Insurance
- Bulding
- Contents |
Rs.
2,000,000
500,000# |
- |
- |
- |
|
| For General Travelers [Family] |
| |
Family Gold Plan
Limits Per Person |
Family Silver Plan
Limits Per Person |
Multi-Trip Plan |
| 1 |
Medical Cover* |
US$ 50,000 |
US$ 50,000 |
US$ 100,000 to
US$ 500,000 |
| 2 |
Daily allowance in case of hospitalisation $ |
US$ 25
(for 5 days) |
- |
- |
| 3 |
Dental Treatment* |
US$ 250 |
US$ 250 |
US$ 250 |
| 4 |
Repatriation of Remains |
US$ 7,000 |
US$ 7,000 |
US$ 7,000 |
| 5 |
Passport Loss** |
US$ 200 |
- |
US$ 200 |
| 6 |
Checked Baggage Loss |
US$ 500 |
- |
US$ 500 |
| 7 |
Checked Baggage Delay+ |
US$ 100 |
- |
US$ 100 |
| 8 |
Personal Accident |
US$ 15,000 |
- |
US$ 15,000 |
| 9 |
Personal Liability |
US$ 100,000 |
- |
US$ 100,000 |
| 10 |
Financial Emergency Assistance |
US$ 300 |
- |
US$ 300 |
| 11 |
Hijack Distress Allowance+ |
US$ 125 per day
(7 days max) |
- |
US$ 125 per day
(7 days max) |
| 12 |
Trip Cancellation & Interruption* |
- |
- |
- |
| 13 |
Missed Connection* |
- |
- |
- |
| 14 |
Trip Delay* |
- |
- |
- |
| 15 |
Home Insurance
- Bulding
- Contents |
- |
- |
- |
|
* Deductible of US$ 100
** Deductible of US$ 50
# On market value
ˆ Applicable only for the following neighbouring countries :
Pakistan,Nepal,Bangladesh,SriLanka,Bhutan,Singapore,Hong Kong,China,Myanmar,Thailand,
Philippines,Korea,Malaysia,Taiwan,Vietnam,Laos,Cambodia,UAE,Saudi Arabia,Kuwait,Qatar,
Bahrain,Oman & Yemen.
$ 2 days deductible
+ 12 hours. |
|
|
Student Medical Insurance :
Why ICICI Lombard :
1. India 's number one private general insurance company.
2. First general insurance company in India to be ISO 9001:2000 certified.
3. Simple and fast documentation.
4. Lightning fast claims settlement.
5. Instant online policy issuance.
6. Comprehensive product line.
7. Highest security level offered through 128-bit encryption in case of online data exchange.
8. First company to provide digitally signed documents through an online interface.
9. Achieved financial breakeven in first full year of operations.
10. Achieved underwriting breakeven in second year of operations.
11. ICICI Lombard is a FIVE S - Level 1 certified company.
Plus Plan - Introduction : An add- on cover to fulfill the various criteria of universities abroad. It covers treatment for mental and nervous disorders, including alcoholism and drug dependency, in-patient medical expenses related to pregnancy, medical expenses for inter-collegiate sports injuries, cancer screening & mammography examinations and childcare benefits.
Buy insurance policy online with your ICICI Bank Credit Card and pay premium at interest free installments. Click here to know more.
Gold Plan - Introduction : A comprehensive policy that covers you against medical expenses, dental treatment, repatriation of remains, checked baggage loss, personal accident, personal liability, bail bond, study interruption, sponsor protection and compassionate visit.
Buy insurance policy online with your ICICI Bank Credit Card and pay premium at interest free installments. Click here to know more.
Silver Plan - Introduction : A value-for-money policy that covers you against medical expenses, dental treatment and repatriation of remains.
Buy insurance policy online with your ICICI Bank Credit Card and pay premium at interest free installments. Click here to know more.
Bronze Plan - Introduction : A composite policy that covers you against sponsor protection, study interruption, compassionate visit, personal liability, bail bond, checked baggage loss and personal accident. Buy insurance policy online with your ICICI Bank Credit Card and pay premium at interest free installments. Click here to know more.
|
| For Students |
| |
Gold Plan |
Silver Plan |
Bronze Plan |
Plus Plan |
| 1 |
Medical Expenses*
(Includes Medical evacuation cost) |
US$ 50,000
to
US$ 250,000 |
US$ 50,000
to
US$ 250,000 |
- |
In addition to the Gold / Silver Plan benefits the Plus Plan offer additional medical covers, making your policy specifically University compliant. |
| 2 |
Repatriation of remains |
Up to Medical SI |
Up to Medical SI |
- |
| 3 |
Dental Treatment* |
US$ 250 |
US$ 250 |
- |
| 4 |
Checked Baggage Loss |
US$ 1,000 |
US$ 7,000 |
US$ 1,000 |
| 5 |
Personal Accident |
US$ 25,000 |
US$ 200 |
US$ 10,000 |
| 6 |
Personal Liability |
US$ 100,000 |
US$ 500 |
US$ 100,000 |
| 7 |
Bail Bond |
US$ 5,000 |
US$ 100 |
US$ 5,000 |
| 8 |
Study Interruption |
US$ 7,500 |
US$ 15,000 |
US$ 7,500 |
| 9 |
Sponser Protection |
US$ 10,000 |
US$ 100,000 |
US$ 10,000 |
| 10 |
2 Way Compassionate Visit |
US$ 7,500 |
US$ 300 |
US$ 7,500 |
| 11 |
Passport loss** |
US$ 200 |
- |
US$ 200 |
|
* Deductible of US$ 100
** Deductible of US$ 50
+ Varies from university to university. |
|
 |
BAJAJ Allianz
|
|
|
Bajaj Allianz General Insurance Company is daynamic partnership between two giants :
Bajaj Auto Ltd. : India's largest 2 & 3 wheeler giant with diversification into auto finance, steel etc
Allianz AG, Germany : The world's largest insurance company with 700 subsidiaries across 70 countries.
This joint venture company incorporates global expertise with local experience. The comprehensive, innovative solutions combine the technical expertise and experience of the 180 year old Allianz AG and in-depth market knowledge and goodwill of Bajaj Auto.
Competitive pricing and quick, honest response have earned the company the customers; trust and market leadership in a very short time.
Whether you travel for business or pleasure, international travel involves risk. Medical treatment abroad can be expensive & one never knows, when one would require it. There are other difficult situations also, that one might face like loss of passport or baggage. Bajaj Allianz's Travel companion is designed to help you deal with such situations while overseas travel.
Travel Companion :
Traveling Overseas : Whether you travel for business or pleasure, international travel involves risk. Medical treatment abroad can be expensive & one never knows, when one would require it. Having to spend for medical bills in foreign currency can be an expensive proposition. There are other difficult situations also, that one might face like loss of passport or baggage. Bajaj Allianz's Travel companion is specially designed to help you deal with situations while overseas travel.
Unique Feature :
# Covers medical expenses and repatriation.
# Covers for any delay or loss in baggage.
# Provides student package for students traveling abroad for abroad for studies.
# Family floater available.
Benefits :
# Spend for medical bills in foreign currency.
# Takes care of sudden and unforeseen expenditure.
# Takes care of expenditures in foreign land away from home.
# Convenient and hassle free trip for the family.
Advantages :
# Provides financial support outside the country.
# Can take care of any emergency purchases in case of loss / delay in baggage.
# Covers for accident of sponsor travel of family visit in case of hospitalization of insured.
# Entire family can be covered under one policy.
Student Companion :
What does this Policy cover? : This Policy consists of the following sections.
1. Personal Accident -covering death and permanent disablement.
2. Medical Expenses and repatriation - covering hospitalization expenses arising out of illness/sickness and also repatriation expenses for sending mortal remains to India.
3. Loss of checked baggage - covering total loss of baggage checked by an international airline.
4. Tuition Fee - In the event of the insured unable to continue the school semester due to any of the following reasons arising during the policy period, the Company shall reimburse the tuition fee paid in advance for the current semester, subject to maximum the limit shown in the schedule:
A. Serious medical condition of the insured requiring hospitalization covered under the policy.
B. Death or serious injury requiring hospitalization of either of the parents of the insured.
5. Accident To Sponsor -In the event of the sponsor named in the schedule meets with an accident during the policy period, which results in his death or permanent total disability during the policy period, the Company shall reimburse the remaining school fee subject to maximum the limit shown in the schedule.
6. Family Visit-In the event of the insured become hospitalized as a result of an accidental injury or sickness covered under the policy and the attending physician advises the necessary attendance of a Family Member of the Insured, the Company will reimburse the actual cost of economy class transportation by the most direct route via a common carrier subject to maximum the sum insured. For this purpose, family member shall mean spouse, parent, sibling and in laws of the insured.
7. Personal Liability - covering legal liability attaching in a private capacity during the course of overseas travel.
This coverage is also subject to the exclusions of Personal Accident and Medical Expenses sections of the policy.
Following are the Plans- All Coverage's in USD :
|
| Coverage |
Standard |
Silver |
Gold |
Deductibles |
| Medical Expenses, Evacuation and Repatriation |
50,000 |
100,000 |
200,000 |
100 |
| Personal Accident |
25,000 |
25,000 |
25,000 |
Nil |
| Loss of Checked baggage |
1000 |
1000 |
1000 |
100 |
| Tuition Fee |
10,000 |
10,000 |
10,000 |
Nil |
| Accident To Sponsor |
10,000 |
10,000 |
10,000 |
Nil |
| Family Visit |
7500 |
7500 |
7500 |
Nil |
| Personal Liability |
100,000 |
100,000 |
100,000 |
200 |
|
|
|
|
